The Low Fee Card
Our simple, everyday credit card. The new card offer gives you:
$500 back to your new card.
when you spend $2000 on eligible purchases in the first 3 months from approval.
Features
$97 annual fee
if you spend less than $40,000 a year on eligible purchases
21.99% p.a.
interest rate
on purchases
$8,000 minimum credit limit
and you expect you will be able to repay all or most of the closing balance each month
No ongoing
annual fee
if you spend $40,000 a year or more on eligible purchases
(less refunds or reversals.)
Additional Benefits
Save on
annual fees
Reduce ongoing card costs with our lowest annual card fee
Complimentary purchase protection insurance
or loss or theft of, or accidental damage to new personal items purchased with your card anywhere in the world, for 90 days from when you get your item
Fraud
protection
We proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.
Digital wallet payments
Tap and pay with the smartphones and wearables you already own and use everyday.
Things to consider
- No SecurBank Reward or Frequent Flyer Points benefits
- A higher interest rate on purchases compared to the SecurBank Low Rate card
- A higher Annual Fee compared to the SecurBank First card